Workers' Comp for Construction and Skilled Trades
Construction is not one class.
A roofing contractor, excavation contractor, concrete operation, and HVAC company may share an industry label while presenting very different workers' compensation exposures.
Common subsegments
- Roofing
- Framing
- Drywall
- Concrete
- Masonry
- Excavation
- Plumbing
- HVAC
- Electrical
- Welding
- Structural Steel
- General Contracting
- Other skilled trades where eligible
Common account triggers
- High mod
- Non-renewal
- Fall / severity claims
- Cancellation
- New venture
- Coverage gap
- Carrier class exit
- Project / customer requirements
What helps
- Operations narrative
- Payroll by class
- Subcontractor practices
- Height / exposure details where relevant
- Loss runs
- Mod
- States
- Safety program
- Project mix
Related account problems
Have a Live Account?
Tell us the state, industry and operations, premium, mod if known, and what happened. We'll help determine the next step.